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One of the most popular options for Atlanta investors is a debt-service coverage ratio (DSCR) loan. This type of loan is specifically tailored to investors and focuses on cash flow rather than personal income, making it ideal for an investment property.  If you want to purchase income-generating properties in a competitive market like Atlanta, Georgia,… Continue reading What is a DSCR Loan: A Beginner’s Guide for Atlanta Real Estate Investors

Understanding USDA Loans for New Construction USDA loans are mortgage products only available for specific properties and borrowers. The United States Department of Agriculture insures these loans so lenders can offer more favorable terms to low-to-moderate-income buyers than conventional loans. Houses must be located in designated rural or suburban areas by the USDA to be… Continue reading How to Use USDA Loans for New Construction in Georgia?

Introduction to USDA and FHA Loans Purchasing a home in Georgia is expensive, no matter where you start your home-buying journey. Most people would not be able to become homeowners without home loans, but even conventional mortgages are out of reach for many borrowers. However, the federal government has created programs to incentivize homeownership by… Continue reading USDA Loan vs. FHA Loan: Which is Right for Georgia Buyers?

What is a USDA Loan? Most Atlanta-area homeowners purchase their properties with a mortgage. Conventional loans and FHA loans are the most common home loan products, but these mortgages are not for everyone. Prospective buyers who may not qualify for these home loans or have specific properties in mind can apply for the USDA loan… Continue reading How to Qualify for a USDA Loan in Atlanta: Eligibility Criteria and Steps

The prices can be intimidating when searching for a home to buy in Georgia. Many potential buyers are overwhelmed by the cost of homes, particularly in heavily populated areas. Even in rural locations, homes cost more than most people can afford upfront.  A Georgia USDA loan is a mortgage product that encourages people to buy… Continue reading What is a USDA Loan in Georgia: Key Benefits and How It Works for Rural Homebuyers

Understanding USDA Loan Property Requirements A USDA home loan is a mortgage product only available to eligible borrowers in certain rural and suburban areas. The program aims to encourage more Georgia residents to purchase homes in these areas instead of large cities. With the government’s backing through the United States Department of Agriculture, USDA rural… Continue reading USDA Loan Property Requirements in Georgia: What Homebuyers Need to Know

A VA home loan is a mortgage product available to certain military veterans, active-duty service members, and surviving spouses. To purchase a home in Georgia with a VA loan, you must meet the individual lender’s requirements and military service.  Before you enter the market for a new mortgage, you should understand what VA loan limits… Continue reading VA Loan Limits in Georgia: What to Expect?

A VA home loan is a mortgage product that allows certain military veterans, active-duty service members, and surviving spouses to purchase homes more affordably. One of the requirements when applying for a VA home loan is paying the VA funding fee.  The purpose of the fee is to fund the VA mortgage program nationwide. While… Continue reading Understanding the VA Loan Funding Fee in Georgia

Home loans make it possible for people to afford houses in Georgia. Typically, the cost of a home is far too high for someone to pay for it upfront. However, lenders provide funds to qualified borrowers to pursue their dreams of homeownership if they repay the loans and interest. While conventional mortgages are the most… Continue reading How to Qualify for a VA Loan in Georgia: A Veteran’s Guide

Atlanta, Georgia, is one of the hottest real estate markets in the United States. However, home buying in this area can be challenging, especially given the current house prices. Most prospective homebuyers must secure financing to afford residential property, but conventional financing is sometimes out of reach.  You may be eligible for Georgia VA loans… Continue reading What is a VA Loan in Atlanta: Everything You Need to Know