Mortgage Brokers
Sam and Anisha Mauldin TrueWay Mortgage
Your premier mortgage broker in Suwanee, Georgia. We take pride in finding each of our customers the most competitive rate available for their home financing needs.
Make your Move
With Us.
As your local mortgage experts, we offer competitive mortgage rates and customized solutions to help you find, secure, and afford your ideal home.
How much do you qualify for?
More Than Just Brokers
As a dedicated husband and wife team, we provide personalized, one-on-one service, ensuring that each home loan solution is tailored to meet your specific goals—whether you're buying a home, refinancing, or consolidating debt. Our years of experience and commitment to honesty and integrity set us apart from larger, nationwide companies.
How Can We Help You?
Mortgage Loan Programs We Offer
We can help you make a purchase, lower your payment, take cash out, or consolidate debt.
Government-backed loans designed for low to moderate-income borrowers. FHA loans require a lower down payment and have more flexible credit requirements, making homeownership more accessible.
Exclusive loans for veterans and active-duty military personnel, VA loans offer favorable terms, such as no down payment and no mortgage insurance, making them an excellent option for those who have served our country.
These loans are not backed by the government and typically require a higher credit score and down payment. Conventional loans can be fixed-rate or adjustable-rate.
Refinancing your existing mortgage can help lower your monthly payments, reduce your interest rate, or access equity in your home. We offer tailored refinancing options to meet your financial needs and goals.
For borrowers looking to finance a high-value property, jumbo loans exceed the conforming loan limits set by Fannie Mae and Freddie Mac. These loans typically have stricter credit requirements and larger down payment expectations.
Our home purchase loans provide you with the financing needed to buy your dream home. We offer various options to suit your financial situation, ensuring you get the best possible terms and rates.
Easy breezy! Fantastic to work with! Would highly recommend to anyone looking for a new mortgage! If I could give 10 stars I would
Angie Woods
a month ago
Sam is terrific. After speaking with several other loan brokers he was the only one we felt went out of his way to always answer any
questions we had with explanations we could understand.
Andrews Laguardia
a month ago
I cannot say enough good things about Sam and TrueWay Mortgage! I knew very little about the loan and home buying process coming into this.
Lauren Johnston
a month ago
Why Choose Us as Your Mortgage Broker?
At TrueWay Mortgage, we simplify loan shopping by focusing on your unique needs. Our husband-and-wife team builds long-term relationships with our clients; we’re here for you throughout the mortgage application process and beyond.
We’ll provide expert guidance every step of the way, helping you choose mortgage companies with products that match your financial goals. We work with many lenders that offer different loan terms and interest rates so you can find the perfect fit for you.
Most importantly, we find the most competitive loan rates tailored to your personal finance situation, like your credit history and down payment amount. Our team works tirelessly to find exceptional rates from trustworthy financial institutions and private lenders, all on your behalf.
Whether you’re looking for conventional loan products from Fannie Mae or Freddie Mac or need help choosing a VA mortgage lender, TrueWay Mortgage is here to help. Check out today's mortgage rates or start the mortgage process with our online application.
Mortgage Broker FAQs
What is a mortgage broker, and how do they work?
A mortgage broker is a licensed professional who matches clients with mortgage lenders offering the right loan for their needs. A financial institution’s loan officer works for that company and is vested in ensuring you choose their mortgage products.
In contrast, a mortgage broker works on the borrower’s behalf, helping them compare their mortgage options and ensuring they find the best lender for their circumstances.
What are the benefits of using a mortgage broker?
Working with a mortgage broker will provide you with more options than going directly to a financial institution like a bank or credit union. Because mortgage brokers work with multiple lenders, they can help you find suitable loan options for your needs, such as competitive rates and good mortgage terms.
How do I choose the right mortgage broker for my needs?
Seek out a broker with an extensive network of potential lenders you can choose from and deep experience in the home buying process.
Ensure your broker is part of the Nationwide Mortgage Licensing System (NMLS), which oversees brokers, loan officers, banks, credit unions, and others in the mortgage industry. You should also check online reviews and the company’s status with the Better Business Bureau.
What is the difference between a mortgage broker and a bank?
Mortgage brokers are not loan originators, meaning they do not fund mortgages. This means they aren’t a direct lender, such as a company that provides home loans to consumers or a retail lender that offers various loan products.
Instead, brokers help consumers find companies that originate loans. They’ll ask questions about what type of interest rate you would like, what loan amount you need, and what kind of product you’d like. They can also help you find companies that waive fees or reduce closing costs.
When you’ve filled out your loan application, they will hand you off to the mortgage company’s loan officer, but stay available for any questions.
Are mortgage brokers free to use, or do they charge fees?
Brokers are not free. Instead, they work on commission, much like a real estate agent. Either the borrower pays a portion of the mortgage broker fees, or the lender pays all of it for you, and you don’t have to use any of your funds.
How can a mortgage broker help me find the best rates?
A great broker matches borrowers to several lenders and helps them narrow down the specific loan that will work best for them. Additionally, they can negotiate with the mortgage lender to ensure you get the best mortgage rates based on your financial situation, including rates that may not be available to the general public.
What questions should I ask my mortgage broker before applying for a loan?
Questions to ask your broker include:
- What is your fee structure?
- What needs to be paid upfront?
- What loan companies do you work with?
- What home loan product would you recommend for me?
- What loan amount can I qualify for?
- How much do you help with loan applications?
- How long do you expect the process to take?
What documents do I need to provide to a mortgage broker?
The mortgage broker will need details about your financial circumstances to determine what mortgage lenders best fit your needs. This includes:
- Personal identification
- Proof of income, such as two pay stubs
- Your two most recent tax returns
- Bank statements
- A list of debts and assets
- A credit report
How long does the mortgage broker process take?
The timeline depends on how many mortgage lenders you’d like to compare and whether the broker needs additional information before submitting your application. Generally, the process takes 30 to 60 days, though it may take as long as 90 days or more.
Can a mortgage broker help with bad credit loans?
Working with a mortgage broker is excellent if you have poor credit. If you don’t qualify for a loan with larger mortgage companies, we can find other lenders with more lenient guidelines. We can also direct you to resources that can help you improve your borrower profile before applying so you have the best chance of approval.